The maximum amount per week or per day can be to pay with Apple Pay differs per bank. In this tip you can read exactly what the limits are per bank.
Apple Pay limit per bank
A big advantage of Apple Pay is that you do not have a limit of 25 euros for contactless payments. With a debit card you always have to enter a pin code for amounts above 25 euros, but with Apple Pay this is not necessary.
Still, you can only pay up to a certain amount per week or per day with Apple Pay. How high that limit is differs per bank. This is the limit per bank:
- Rabobank: 5000 euros per week
- ING: 2500 euros per day
- ABN Amro: 2500 euros per day
- bunq: 1000 euros per day
- BNP Paribas Fortis: 1250 euros per week
Adjust your limit yourself
These are standard limits, which are the same as your bank card. Instead of your PIN, you use Touch ID or face recognition. But often you can still adjust the limit yourself in the online banking app of your own bank. This also depends on your bank. For example, with one bank the limit is set at a fixed amount and with another bank you have more control over the limit.
Rabobank lets you raise or lower your limit yourself. To do this, go to ‘Arrange yourself’ in the Rabo Banking app and tap ‘Bank card’. At ABN Amro you can increase the limit for your bank card, but not for Apple Pay. But beware: if you’ve lowered your limit, your Apple Pay limit will also be lower. You can adjust your limit when you log in via the ABN Amro website, under ‘Set debit card limits’. At bunq you can also increase your limit yourself, up to a maximum of 50,000 euros. At the major European bank BNP Paribas Fortis you can adjust your limit via the website. ING does things differently and has a fixed limit. When you have reached this limit, you pay with your bank card.
No Apple Pay yet for all banks
Unfortunately, there are still a number of large banks in the Netherlands where you cannot yet pay with your iPhone or Apple Watch. For example, SNS Bank, ASN Bank and Regiobank do not (yet) support Apple Pay. Knab and Triodos are also lagging behind with support for Apple Pay. It is unclear if and when these banks will make Apple Pay available.
This is how you use Apple Pay
Do you want to start using Apple Pay but don’t know how it works yet? Then watch the video below or read our in-depth guide on how to set up Apple Pay. If you have an account with Rabobank, you can read how to set it up in our tip about Apple Pay at Rabobank. Are you an ABN Amro customer? Then you can read our tip about setting up Apple Pay at ABN Amro.
Read the latest news about Apple Pay
- Apple Pay not working? With these 6 solutions you can pay again quickly (21-3)
- Paying with iPhone in public transport: first trial started (10-3)
- How secure is Apple Pay? 5 questions and answers about the payment service (7-2)
- Add credit card to Apple Pay: this is how it works (4-12-2020)
- Acquisition: Apple now has its own ‘pin app’ (8/1/2020)