Make your payments in store without handling cash or touching the payment terminal to enter your secret code, thanks to Apple Pay or Google Pay.
While the whole world has to deal with the coronavirus, the French are confined and only allowed to go out for very specific reasons, including that of shopping for basic necessities. Paying in a store unfortunately exposes you to several sources of contamination, such as handling money or having to type in your credit card code on the keypad of the payment terminal. It is quite possible to pay without contact with your bank card, but your purchases should not exceed about thirty euros.
However, there is a solution that will allow you to pay without contact and without limiting the purchase amount. all you have to do is configure a payment method in Apple Pay on the iPhone or Google Pay on Android (provided that your smartphone is equipped with NFC). The two services are not equal, however, with Apple’s accepting more banks than Google’s. You can check for yourself if your bank is one of those compatible with the payment system Apple Pay Where Google pay.
In addition to allowing you to pay for all your purchases at merchants with a payment terminal compatible with contactless, Apple Pay and Google Pay will give you the possibility of making online payments, on sites that accept this type of payment. regulation.
Configure Apple Pay
1. Open Wallet
Find the Wallet app on your iPhone. This virtual wallet allows you to keep your transport tickets, boarding cards, loyalty cards and of course your payment cards.
2. Add a card
Tap the + button, then tap Continue. The next window should offer you to add a card by scanning it with the iPhone’s camera, or to enter the data manually. Choose one of the options, check your card data and tap Next.
Then enter the expiration data and the three-digit visual cryptogram (CVV code), indicated on the back of your physical card and press Next to validate the information.
You will then have to accept the general conditions of the electronic wallet associated with your bank card. You will then be invited to validate the card in Apple Pay by sending a code by SMS, for example. Once you have completed all of these steps, your payment card should be added to Apple Pay.
3. Pay with your smartphone
All your purchases can be paid with Apple Pay at merchants with a payment terminal accepting contactless payment, but also online on compatible sites.
To initiate a payment from an iPhone equipped with Face ID, quickly double-tap the power button on the device. Apple Pay will present the payment card configured by default and validate the payment authorization using Face ID. You will then just have to bring your iPhone to the payment terminal to pay for your purchases. If you have multiple cards set up on your device, you’ll need to tap one of the other cards to use it, and again, sign in with Face ID to authorize the payment.
On iPhone 8 and lower, Apple Pay is activated as soon as the iPhone approaches the reader of the payment terminal. All you have to do is place your finger on the Touch ID button to validate the Apple Pay payment using your fingerprint.
Configure Google Pay
1. Open Google Pay
If Google Pay is not present by default on your terminal, first download and install the application.
- Download Google Pay for Android (Free)
Like Apple Pay, Google Pay will allow you to configure one or more payment cards, but also to generate digital versions of your loyalty cards, transport tickets, etc.
Open the app, select the Google account you want to link Google Pay with (if more than one account is set up on your smartphone) and tap Start.
If you want, you can link Google Pay to your Gmail account so that the app will search your inbox, train tickets, loyalty cards, etc. directly.
2. Add a card
Once on the Google Pay home page, go to the Payment tab, and press + Payment method to start registering a new card.
Your smartphone’s camera should trigger for you to scan your bank card, but you can also enter the information manually. Fill in all the requested information and press Save.
3. Pay for your purchases with Google Pay
Google Pay allows you to pay for your purchases online, but also at merchants equipped with a contactless payment terminal. Main advantage of Google Pay (like Apple Pay), compared to contactless payment integrated into your physical card, no payment limit is imposed.
To pay for a purchase of less than 25 euros with Google Pay, all you have to do is bring your smartphone to the payment terminal as you would with your bank card, without having to unlock the device.
On the other hand, payments for amounts greater than € 25 must be validated by unlocking your smartphone, using the lock code, your fingerprint or facial recognition, depending on what your device offers.