
Simplify the organization of joint gifts by creating online prize pools.
If buying a gift for several was once a real obstacle course, making a common birthday present, celebrating the departure of a colleague or offering a trip to loved ones and has become much easier thanks to online prize pools. Simple to set up and manage, the kitty has become the solution to all the problems of group gifts: everyone participates to the extent of their possibilities, it is no longer necessary to withdraw cash or cash a check, and above all, the recipient will receive the gift of their choice since they can spend the amount collected as they see fit.
But making a jackpot can have a final blow. If the creation of a pot is generally free, the majority of platforms are remunerated using a commission representing a percentage taken from the final sum, or a fixed commission per contribution associated with a percentage of the total sum. .
However, some platforms offer a commission-free solution: spend the amount collected at a partner merchant. To find your way around the jungle of prize pools, Telecharger.com has selected five services for you to create online prize pools.
PayPal
A key player in secure online payment, PayPal has recently integrated the possibility of making prize pools. Accessible both from the website and from mobile applications, the creation of a fund is free and can only work with holders of a Personal account.

Here too, the process of creating a kitty is extremely simple and the service allows you to send an invitation to participate directly by email. No commission is taken from the prize pool collected and no fees are applied to the amount sent by participants.
In return, PayPal requires participants to create a PayPal account to be able to participate in a prize pool. In the end, the money collected can remain in the PayPal wallet and be spent on merchant sites offering this payment solution, or transferred to a bank account at no additional cost.
The +:
+ No commission charged
+ Possibility to spend the pot directly by paying online with Paypal
+ Ability to transfer money to a current account for free
The – :
– Obligation to open a PayPal account to participate
Create a fundraiser with PayPal (Free)
Download PayPal for Android (Free)
Download PayPal for iPhone (Free)
The Common Pot
Very easy to use, Le Pot Commun allows you to create your kitty in a few clicks: choose a name, personalize the kitty by adding text and an image and validate. The creation of a pot is free, and the platform only charges a commission if the pot is the subject of a transfer: 2.9% for 2000 euros or more and 3.5% for pots less than 2000 euros .

Spending the collected pot is done at no additional cost on the sites of the partner network and it is possible to generate a free gift card, which can be used in 500 physical stores (17,300 physical stores) and on 170 websites. To avoid seeing the commission cut off the total amount collected, the platform offers the creator of a pot to choose the application of the added commission so that it is the responsibility of the participants rather than the beneficiary.
Beyond collecting money, Le Pot Commun integrates an additional feature on certain jackpots: the Potophoto. To extend the event associated with the birthday, departure party, bachelorette party, etc. jackpots, Le Pot Commun offers the participants in the jackpot the possibility of sharing their photos of the event with the other participants.
The +:
+ No commission if kitty spent with a partner
+ Possibility to generate a gift card
+ Possibility to apply the added commission
The – :
– RAS
Create a fundraiser with Le Pot Commun (Free)
Download Le Pot Commun for Android (Free)
Download Le Pot Commun for iPhone (Free)
Leetchi
Leetchi is arguably the best-known online fundraising service: with more than 10 million users in more than 150 countries, the site has a good reputation. Creating a kitty is child’s play and is done in a few clicks: Choose a name for the kitty, invite relatives to participate, collect the money and, spend it or give it to the main interested party.

If the creation of a kitty is free, the use of the collected funds can be the object of a commission. Thus, on jackpots that are the subject of a transfer to a bank account, the platform takes 4% below 2,000 euros, 2.9% above 2,000 euros, and 1.9% for jackpots exceeding the 200,000 euros.
Note that it is possible to take advantage of the entire prize pool without having to donate any amount to the site if it is spent at one of the site’s 120 partners. Among these, we find behemoths like Amazon, Ikea, Smartbox, La Redoute, Zalando, Showroomprivé, Decathlon, etc.
The +:
+ Many partners to spend the money pot online
+ No cost if spent with a partner
The – :
– No mobile application
– Higher commission than the competition
Create a fundraiser with Leetchi (Free)
Cagnotte.me
The main particularity of Cagnotte.me is undoubtedly its close link with the “metabank” application Lydia. Like Leetchi, Cagnotte.me skips mobile applications and only offers access via a web browser.

Here again, the creation of a pot could not be simpler. The platform simply asks to enter the name of the pot before offering to identify yourself to validate its creation. Once the collection is over, Cagnotte.me does not leave the choice to its users as to the use of the funds collected: you must make a transfer to a bank account or a Lydia account to be able to benefit from the money.
Unlike its competitors, the platform has not entered into any partnership with online commerce players to spend a pot without commission. However, the latter is lower than on other sites of its kind: 1.9% if the money is withdrawn from a bank account, and 0.9% if it is transferred to a Lydia account.
The +:
+ Lower commission than the competition
The – :
– Obligation to transfer money to use it
– No mobile application
– Obligation to pay by card or Lydia account
Create a kitty with Cagnotte.me (Free)
Papayoux
Defining itself as an independent online kitty, Papayoux reflects an image of “homemade”. The platform is based on a no-frills interface and offers to create a free pot in a few clicks.

The funds collected on the platform cannot be spent directly online, Papayoux having no partnership as is the case with Leetchi or Le Pot Commun. It is therefore imperative to opt for a bank transfer, also free. Because at Papayoux, the service fees are deducted “at source”: they are either automatically deducted from the contribution, or added in addition to the contribution that one wishes to make. These service charges represent 1.9% + 0.20 euros on each contribution.
The +:
+ Possibility of taking charge of commission costs by the participants
The – :
– No partner sites on which to spend the pot
– No mobile application
Create a kitty with Papayoux (Free)
Summary
