Credit card security problem on your iPhone, here’s how to solve it

It is of course very nice that you do not have to unlock your iPhone every time you want to respond to a message. But this can also turn out badly if you lose your phone and credit card. Fortunately, something can be done about that.

In some cases, our iPhones are also our credit card holders. Super handy of course, all your important stuff in one place, but if your phone is stolen, you’re also pretty screwed.

Credit cards in your iPhone case

The way malicious people use this security problem in iPhone is as follows. The stolen phone has the credit card in its case with which that person is trying to make a purchase on the web. If this person makes a substantial purchase with your data, your bank will often send you a message.

Thanks to responding to messages via the lock screen of your iPhone, criminals can simply give themselves permission to proceed with the hefty payment. For this you only have to swipe to the right on the message and press the button with the ‘reply’ button.

How do we counter this?

It is possible to disable commenting from your lockscreen. This way your credit card remains safe. Go to your iPhone’s settings, then tap Face ID and passcode and then enter your code. Now you switch Reply with message out.

Unfortunately, you can no longer respond quickly without unlocking the phone, but your credit card can no longer be used against your wishes. That can save you thousands of dollars, this Redditor can tell you.

There are also a lot of other settings in this screen that you can adjust. For example, consider the Property Management or Wallet app on iPhone. The fact that people can access these apps does not cause as much damage as when malicious parties use your credit card, but it is annoying.