Young men generally own a car earlier than young women, drive more powerful cars on average and also opt for slightly older cars. This is evident from research by Independer. Young men are also more likely to opt for simpler car insurance.
There are of course many prejudices about driving and the differences between men and women. Independer decided to investigate what the differences really are. from research among thirty thousand men and women aged 18 to 24, it appears, among other things, that young men clearly prefer a powerful car more than young women. On average, the vast majority of young women (81.4 percent) choose a car with 75 kW (102 hp) or less. For men, this is 58.8 percent.
It is also noticeable that young men drive older cars on average. The higher demand for higher engine power may be related to the older cars, due to the purchase price. Young men predominantly choose a car 15 to 20 years old (31.5 percent), while women predominantly buy a car 10 to 15 years old (29.9 percent). The most popular cars with young men are (in order) the Volkswagen Golf, Volkswagen Polo and Opel Corsa. For the women it is the Volkswagen Polo, the Opel Corsa and the Toyota Aygo.
Men are also more likely to buy their first car than women. At the age of 18, the ratio between men and women with their own car is 3 to 1. Because women start driving a car on average, it also appears that on average women build up claim-free years later than men. They also opt for more comprehensive insurance than men. Men predominantly opt for third-party liability insurance only (48.7 percent), where women tend to opt for WA + limited hull on average (49.4 percent). In both cases only a small part opts for WA + complete airframe; 13 percent of women versus 8.8 percent of men.