Why banking via an app is safer

A banking app is extremely secure. It is even safer than internet banking on the PC. Just think: to date, there has not been a single case of fraud involving a banking app. Why are the banking apps so secure?

• The banking app is secured with a numerical code or fingerprint. Third parties cannot simply use the app.
• All banking traffic goes through the app. This traffic is encrypted. As a result, no one can intercept the data traffic. This risk is much greater with internet banking. Criminals can, for example, copy a bank page and let you transfer money to it. Because with an app, all transactions take place via that app, such risks are excluded.
• There is no risk of phishing. If you transfer money via the app by default, you can ignore all emails. It is even possible to have iDEAL payments, such as at Bol.com, forwarded to the app.
• The app will automatically log out. So there’s no risk of forgetting to turn off the phone and allowing others to transfer money with it.

It is also wise to protect the smartphone or tablet yourself with a code, password, pattern or fingerprint. So that in the event of loss or theft, third parties cannot just access your device. If the device is stolen or lost, block access to the app. This can be done online via internet banking or by calling the bank. On this website you can read what you can do in the event of a lost or stolen smartphone: makeitzenietteeasy.nl